Is FICO Under Threat of Fintech Disruption? Credit scoring is one of the pillars of responsible consumer finance. Without understanding the creditworthiness of a person, predicting the chance of de…
Expectation Vs. Reality: Facebook’s Libra
Expectation Vs. Reality: Facebook’s Libra “TechFin” hasn’t yet become a commonly discussed term in the mainstream media. The terminology, first coined by Alibaba’s Jack Ma, has a broad meaning, but…
Fin-techs Give Traditional Banks a Run for Their Money
Fin-techs Give Traditional Banks a Run for Their Money For small and medium enterprises (SMEs), securing loans through traditional banking procedures continues to be a challenge. Factors such as in…
Equity vs. Debt Financing: Pros and Cons for Small Businesses
Equity vs. Debt Financing: Pros and Cons for Small Businesses The recipe for the growth of any business includes three ingredients: manpower, intelligence, and funds. The first two are essential bu…
Everything You Need to Understand Before Financing a Business Project
Everything You Need to Understand Before Financing a Business Project For any business owner, financing a small firm can be the most time-consuming activity. It is considered an essential part of d…
Imposing Restrictions on Payday Loans Hurts the Poor More than It Helps Them
Imposing Restrictions on Payday Loans Hurts the Poor More than It Helps Them Payday loans tend to get a bad rap from people who deem themselves experts on personal finance. They often point to the …
Why You Need to Have Basic Understanding of Finance Before Starting a Business
Why You Need to Have Basic Understanding of Finance Before Starting a Business Small businesses both rise and fall very quickly. While there are many ambitious business owners with respectab…
Googles Targeting the Finance Market Through Acquisitions
Google is a company that has its hands in a lot of pots. When it comes to advertising, social media, and search, they’re already a market leader. But behind closed doors, they’ve been snapping up p…
5 Ways The Tech Industry Can Help The World
Development of electric cars Electric cars have been around for some time (more than 100 years!) – and while their development stagnated for many decades, today they are evolving at top speed…
Why a Robo Advisor May be a Secret to Success in Online Investment Strategies
If this is your first time visiting Socialnomics.net, then “Welcome!” One of the first things you will want to do is click on “About” and learn who Erik Qualman is! You will also want to check out …