Kenny Zhu, CFA

Research Analyst

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Kenny is a Research Analyst and writer for the personal finance website www.ValuePenguin.com. He has worked in the financial industry since 2013 and is a Chartered Financial Analyst.

Negative Mortgage Rates in the U.S.?

Negative Mortgage Rates in the U.S.? When it comes to taking out a loan, there’s no such thing as free money — unless you’re a Danish homebuyer, that is. This summer, a Scandinavian bank started of…